Welcome to Reclaim Georgia. These Terms of Service (“Terms”) govern your use of the Reclaim Georgia website at reclaimgeorgia.com (the “Site”) and any services provided by Reclaim Georgia LLC (“we,” “us,” or “our”). By accessing or using our Site, you agree to be bound by these Terms.

1. Services Overview

GA DOR · Registered CDR · No. 202400088

Reclaim Georgia provides unclaimed property recovery services for Georgia residents. We identify unclaimed property held by the Georgia Department of Revenue and offer three ways to help you recover it:

Self-File Kit ($19): A personalized filing guide, document checklist, and Proof notary referral emailed to you. You handle the filing yourself. This is a digital product delivered via email; no refunds after delivery.
Full-Service Recovery (contingency): We act as your Claimant Designated Representative and file claims with the Georgia Department of Revenue. You complete an online notarization yourself via our referral partner Proof (~$25 paid directly to Proof). Our fee is due only on successful recovery.
Cash Offer (claim purchase): We make you a cash offer for your claim under Georgia Form UP-CDR4. You assign the claim to us, complete a notarized assignment online via our referral partner Proof (~$25 paid directly to Proof), and provide ID + a photo of your Social Security card for verification. Payment issues in 1–2 business days after notarization and verification. The cash offer is less than the full claim value.

Third-party notary services (Proof)

Notarization, when required, is performed by a third-party remote online notary service called Proof (formerly Notarize.com). You contract with Proof directly and pay Proof’s notary fee (approximately $25 per session) at the time of your session. Reclaim Georgia does not collect, front, or deduct the notary fee from your recovery. Reclaim Georgia earns a referral commission from Proof when you complete a notarization through our referral link; this does not change your price, and you may use any licensed notary of your choosing. If you prefer an in-person notary or an alternative RON provider (e.g. OneNotary), you may use one so long as the notarization meets Georgia’s legal requirements.

2. Eligibility

You must be at least 18 years of age and legally capable of entering into a binding agreement to use our services. By submitting a claim request, you represent that you are the rightful owner of the property identified or that you are legally authorized to act on behalf of the rightful owner.

3. Claim Requests

Submitting a claim request through our website is the first step in our process. A claim request is not a binding contract. After reviewing your submission, we will contact you to discuss your claim and, if appropriate, provide a formal Service Agreement for your review and signature. No claim will be filed on your behalf until a Service Agreement is fully executed.

4. Fees

Our fee shall not exceed 30% of the successfully recovered property value, which is the maximum permitted under Georgia law for a registered Claimant Designated Representative (O.C.G.A. §44-12-224). There are no upfront costs to you. Our fee is only due upon successful recovery of your property. The specific fee structure and payment terms will be detailed in your Service Agreement. You may cancel the service agreement within 3 business days of signing for any reason, as provided under O.C.G.A. §44-12-234(c).

Bank deposit claims are capped at 10%. For claims involving checking accounts, savings accounts, certificates of deposit, money market accounts, and other deposit-type property, our fee is limited to 10% of the recovered amountunder O.C.G.A. §7-1-359, regardless of our CDR status.

Note on the 10% vs. 30% cap: Georgia law caps non-CDR third-party fee agreements at 10% and renders them unenforceable for 24 months after the state receives the property. Those limits do not apply to Reclaim Georgia because we are a DOR-registered Claimant Designated Representative. CDRs operate under a separate statutory framework that permits up to 30% with a signed, notarized Recovery Agreement (Form UP-CDR2). If you engage a non-CDR third party (a relative, a lawyer, or an unregistered "locator") to help recover your property, the 10% cap and 24-month rule apply to them, not to us.

5. Claim Purchase (Cash Offer)

If you accept our Cash Offer, you are assigning your claim to Reclaim Georgia LLC under Georgia Form UP-CDR4 (Consent to Purchase) in exchange for the stated cash amount. The cash offer will be clearly stated before you sign. To complete the transaction, you must (a) sign a notarized UP-CDR4 assignment via a remote online notary session that we provide, and (b) provide a government-issued photo ID, a photo of your Social Security card, and proof of address for identity verification. Payment issues to you in 1–2 business days after notarization and verification are complete. By signing a CDR4 agreement, you assign all rights to the claim to us. You may revoke the agreement for any reason permitted by law. This option is available only for claims that meet our eligibility criteria and is subject to review by our team.

6. No Guarantee of Recovery

While we make every effort to recover unclaimed property on your behalf, we cannot guarantee that any claim will be approved by the Georgia Department of Revenue. The state has sole discretion over claim approval. If a claim is denied, you owe us nothing.

7. Your Right to Self-Claim

We inform you that you have the right to file an unclaimed property claim directly with the Georgia Department of Revenue at no cost. You may do so by visiting gaclaims.unclaimedproperty.com or calling (855) 329-9863. You are under no obligation to use our services. Reclaim Georgia LLC is not affiliated with, endorsed by, or sponsored by the Georgia Department of Revenue or any other state or federal agency.

8. Accuracy of Information

You agree to provide accurate, current, and complete information when using our Site and submitting claim requests. You are responsible for maintaining the accuracy of your information and for promptly updating us if any information changes. Providing false or misleading information may result in the denial of your claim and termination of our services.

9. Intellectual Property

All content on this Site — including text, graphics, logos, and software — is the property of Reclaim Georgia LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

10. Prohibited Conduct

You agree not to:

Use the Site for any unlawful purpose
Attempt to gain unauthorized access to our systems or data
Scrape, harvest, or collect data from the Site using automated means
Interfere with or disrupt the Site’s functionality
Impersonate another person or misrepresent your identity
Submit fraudulent claim requests

11. Disclaimer of Warranties

The Site and services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or secure. Information on the Site, including unclaimed property data, is derived from public records and may not be completely current or accurate.

12. Limitation of Liability

To the fullest extent permitted by law, Reclaim Georgia LLC and its members, officers, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services. Our total liability shall not exceed the amount of fees actually paid by you to us.

13. Indemnification

You agree to indemnify and hold harmless Reclaim Georgia LLC, its members, and agents from any claims, liabilities, damages, or expenses arising from your use of the Site, your violation of these Terms, or your violation of any third-party rights.

14. Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in the State of Georgia. You waive any right to participate in a class action lawsuit or class-wide arbitration.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to conflict of law principles.

16. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

18. Contact

Questions about these Terms? Contact us:

Reclaim Georgia LLC

8735 Dunwoody Place, Ste N, Atlanta, GA 30350

Email: info@reclaimgeorgia.com

Website: reclaimgeorgia.com

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