Welcome to Reclaim Georgia. These Terms of Service (“Terms”) govern your use of the Reclaim Georgia website at reclaimgeorgia.com (the “Site”) and any services provided by Reclaim Georgia LLC (“we,” “us,” or “our”). By accessing or using our Site, you agree to be bound by these Terms.

1. Services Overview

GA DOR · Registered CDR · No. 202400088

Reclaim Georgia provides unclaimed property recovery services for Georgia residents. We identify unclaimed property held by the Georgia Department of Revenue and offer one way to help you recover it:

Full-Service Recovery (contingency): We act as your Claimant Designated Representative and file claims with the Georgia Department of Revenue. You complete an online notarization yourself via our referral partner Proof (~$25 paid directly to Proof). Our fee is due only on successful recovery.

Third-party notary services (Proof)

Notarization, when required, is performed by a third-party remote online notary service called Proof (formerly Notarize.com). You contract with Proof directly and pay Proof’s notary fee (approximately $25 per session) at the time of your session. Reclaim Georgia does not collect, front, or deduct the notary fee from your recovery. Reclaim Georgia earns a referral commission from Proof when you complete a notarization through our referral link; this does not change your price, and you may use any licensed notary of your choosing. If you prefer an in-person notary or an alternative RON provider (e.g. OneNotary), you may use one so long as the notarization meets Georgia’s legal requirements.

2. Eligibility

You must be at least 18 years of age and legally capable of entering into a binding agreement to use our services. By submitting a claim request, you represent that you are the rightful owner of the property identified or that you are legally authorized to act on behalf of the rightful owner.

3. Claim Requests

Submitting a claim request through our website is the first step in our process. A claim request is not a binding contract. After reviewing your submission, we will contact you to discuss your claim and, if appropriate, provide a formal Service Agreement for your review and signature. No claim will be filed on your behalf until a Service Agreement is fully executed.

4. Fees

Our contingency fee is 15% of the successfully recovered property value — half the 30% maximum Georgia law permits a registered Claimant Designated Representative to charge (O.C.G.A. §44-12-224). There are no upfront costs to you. Our fee is only due upon successful recovery of your property. The specific fee structure and payment terms will be detailed in your Service Agreement. You may cancel the service agreement within 3 business days of signing for any reason, as provided under O.C.G.A. §44-12-234(c).

Bank deposit claims are charged at 10%. For checking accounts, savings accounts, certificates of deposit, money market accounts, and other deposit-type property, Georgia law (O.C.G.A. §7-1-359) caps recovery fees at 10%. That cap binds, so on deposit-type property our fee is 10% rather than our standard 15%. The exact rate for your claim is stated in your Service Agreement before you sign it.

Why our fee is well below the legal maximum: Georgia law permits a registered CDR to charge up to 30% with a signed, notarized Recovery Agreement (Form UP-CDR2), and most Georgia recovery firms charge it in full. We choose to charge half, 15%. Separately, Georgia caps non-CDRthird-party fee agreements at 10% and renders them unenforceable for 24 months after the state receives the property; those limits apply to unregistered “locators,” not to a DOR-registered CDR like Reclaim Georgia.

5. Claim Purchase (Cash Offer)

Reclaim Georgia does not purchase claims. Our only service is Full-Service Recovery on contingency, described in Sections 1 and 4. Georgia law does allow a registered Claimant Designated Representative to buy a claim outright under Form UP-CDR4 (Consent to Purchase); should we offer that in the future, the amount, the assignment terms, and the verification we require would be stated in full before you signed anything, and it would remain optional — you can always file with the State yourself for free, as described in Section 7.

6. No Guarantee of Recovery

While we make every effort to recover unclaimed property on your behalf, we cannot guarantee that any claim will be approved by the Georgia Department of Revenue. The state has sole discretion over claim approval. If a claim is denied, you owe us nothing.

7. Your Right to Self-Claim

We inform you that you have the right to file an unclaimed property claim directly with the Georgia Department of Revenue at no cost. You may do so by visiting gaclaims.unclaimedproperty.com or calling (855) 329-9863. You are under no obligation to use our services. Reclaim Georgia LLC is not affiliated with, endorsed by, or sponsored by the Georgia Department of Revenue or any other state or federal agency.

8. Accuracy of Information

You agree to provide accurate, current, and complete information when using our Site and submitting claim requests. You are responsible for maintaining the accuracy of your information and for promptly updating us if any information changes. Providing false or misleading information may result in the denial of your claim and termination of our services.

9. Intellectual Property

All content on this Site — including text, graphics, logos, and software — is the property of Reclaim Georgia LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

10. Prohibited Conduct

You agree not to:

Use the Site for any unlawful purpose
Attempt to gain unauthorized access to our systems or data
Scrape, harvest, or collect data from the Site using automated means
Interfere with or disrupt the Site’s functionality
Impersonate another person or misrepresent your identity
Submit fraudulent claim requests

11. Disclaimer of Warranties

The Site and services are provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or secure. Information on the Site, including unclaimed property data, is derived from public records and may not be completely current or accurate.

12. Limitation of Liability

To the fullest extent permitted by law, Reclaim Georgia LLC and its members, officers, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or our services. Our total liability shall not exceed the amount of fees actually paid by you to us.

13. Indemnification

You agree to indemnify and hold harmless Reclaim Georgia LLC, its members, and agents from any claims, liabilities, damages, or expenses arising from your use of the Site, your violation of these Terms, or your violation of any third-party rights.

14. Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in the State of Georgia. You waive any right to participate in a class action lawsuit or class-wide arbitration.

15. SMS/Text Messaging Terms

Reclaim Georgia sends conversational, claim-related text messages — such as claim status updates, document reminders, appointment coordination, and replies to your questions — to customers and to individuals who have contacted us or whose unclaimed-property records we are assisting with. Consent to receive text messages is not a condition of purchasing any service.

Message frequency varies based on your claim activity.
Message and data rates may apply, depending on your mobile carrier and plan.
You can cancel at any time by replying STOP to any message. After you send STOP, we will send one final message confirming that you have been unsubscribed.
For help, reply HELP, email [email protected], or call (470) 460-8175.
Mobile carriers are not liable for delayed or undelivered messages.
See our Privacy Policy for how we handle your information, including mobile opt-in data.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to conflict of law principles.

17. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

18. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

19. Contact

Questions about these Terms? Contact us:

Reclaim Georgia LLC

8735 Dunwoody Place, Ste N, Atlanta, GA 30350

Email: [email protected]

Website: reclaimgeorgia.com

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