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How Recovery Works
One path, start to finish
It starts with the same free search. If money is yours, we handle the filing end to end — and you owe nothing unless we recover it.
Full-Service Recovery
What it costs
15% of what we recover
half of Georgia’s 30% legal cap — nothing upfront, nothing unless you’re paid
We file as your registered representative and handle everything through to payment. The steps below walk through this path in detail.
You keep: 85%
The Full-Service path, step by step
Step 1
Search Our Database
Use our free search tool to look up your name in Georgia’s unclaimed property records. We maintain current data from the Georgia Department of Revenue’s weekly updates.
Step 2
Review Your Results
If we find a match, you’ll see the property type, estimated value, and current status. You can verify whether the property belongs to you based on the details shown.
Step 3
Sign & Notarize
Georgia requires one notarized form: the CDR-2 authorization, which we prepare for you. It is also the agreement between us — it states our fee — so there is nothing separate to sign. You sign it in front of any Georgia notary — your bank usually does it free, and Georgia caps the fee at $2. Prefer to stay home? Our referral partner Proof (formerly Notarize.com) offers online notarization: a ~15-minute video session, about $25, paid directly to Proof. Reclaim doesn’t collect the notary fee either way.
One notarized CDR-2 covers your claim at any value — a single signing is all your claim needs.
Step 4
We File Everything
We prepare and file the claim with the Georgia Department of Revenue on your behalf. This includes all required documentation, identity verification, and any follow-up correspondence. You provide a copy of your ID and we handle the rest.
Step 5
You Get Paid
Once the state approves your claim, the Georgia Department of Revenue issues separate checks — yours directly to you, and our fee separately. You never pay anything upfront.
Easy & Secure
Getting Your CDR-2 Notarized
Georgia requires the CDR-2 authorization to be signed in front of a notary. Most clients sign at their bank or credit union — usually free for customers, and Georgia caps the notary fee at $2. If you’d rather stay home, our referral partner Proof (formerly Notarize.com) offers remote online notarization (~$25, paid directly to Proof).
How the Online Option Works
We email you a link to schedule your session directly with Proof.
You join a live video call with a certified notary. Have your government-issued photo ID ready.
The notary verifies your identity, you sign electronically, and they apply their digital notary seal. Done in about 15 minutes.
What You Need to Know
- Available 24/7 from any device with a camera
- No appointment needed — sessions available on demand
- ~$25 notarization fee paid directly to Proof at your session (not collected by Reclaim)
- Recognized by Georgia for remote notarizations (Administrative Notice ADMIN-2025-03)
- One notarized CDR-2 covers your claim at any value — no additional documents to sign
Why notarization? Georgia law requires claim authorization forms (CDR-2) to be notarized to protect property owners from fraud. A Georgia notary cannot yet perform an online notarization, but Georgia recognizes remote online notarizations performed out of state under Administrative Notice ADMIN-2025-03. Proof is our referral partner; Reclaim earns a commission at no extra cost to you.
Timeline Expectations
Search & Claim InitiationSame day
Notarization (your bank or online)~15 minutes
Claim Filing with State1-3 business days
State Review & Processing30–90 days (typical)
Payment IssuedWithin 60 days of approval
Common Questions
Frequently Asked Questions
1Why should I use your service?
The claims process involves gathering documentation, filing the correct forms, and following up with the state — which can take months. We handle all of that for you so you don't have to navigate the process alone.
2What does your fee cover?
Our Full-Service fee is 15% of what we recover — half the 30% maximum Georgia law allows (O.C.G.A. §44-12-224), which most recovery firms charge in full. It covers the complete claims process: identifying your property, preparing all required documentation, filing the claim, handling correspondence with the state, and following up until you receive payment.
3Are there any upfront costs?
No. We never charge upfront fees. Our fee is only collected when your claim is successfully paid by the state. If we don't recover your money, you owe us nothing.
4What if my claim is denied?
If the state denies your claim, you owe us nothing. We may be able to help you file an appeal or gather additional documentation if appropriate.
5Why do I need to get something notarized?
Georgia law requires that claim authorization forms (CDR-2) be notarized to verify your identity and protect property owners from fraud. Any Georgia notary works — most banks and credit unions notarize free for their customers, and Georgia caps the fee at $2. If you prefer to stay home, you can book a ~15-minute online session with our referral partner Proof (~$25, paid directly to Proof).
6What is remote online notarization?
Remote online notarization (RON) is the optional stay-at-home alternative to visiting a notary in person. It lets you sign and notarize documents over a live video call with a certified notary, and it's legally accepted by the Georgia Department of Revenue. You just need a device with a camera and a valid government-issued photo ID.
7How much does the notarization cost?
Often nothing — most banks and credit unions notarize free for their customers, and Georgia caps a notary’s fee at $2 per signature. The optional online session with Proof costs about $25, paid directly to Proof. Reclaim doesn’t collect the notary fee either way — it’s separate from our contingency fee. (Proof is our referral partner; Reclaim earns a commission at no extra cost to you.)
8What if my claim is over $2,000?
Nothing changes — one notarized CDR-2 covers your claim at any value. One signing is all your claim needs, no extra trips or appointments.
9What documents do I need to provide?
Typically, you'll need a government-issued photo ID and proof of address. For some claims, additional documentation such as account statements or proof of ownership may be needed. We'll tell you exactly what's required.
10Is my personal information safe?
Yes. We treat your personal information with the highest level of confidentiality. We only share your information with the Georgia Department of Revenue as required to process your claim.
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