How It Works

The claims process involves gathering documentation, filing the correct forms, and following up with the state — which can take months. We handle all of that for you so you don't have to navigate the process alone.

Our Full-Service fee is 15% of what we recover — half the 30% maximum Georgia law allows (O.C.G.A. §44-12-224), which most recovery firms charge in full. It covers the complete claims process: identifying your property, preparing all required documentation, filing the claim, handling correspondence with the state, and following up until you receive payment.

No. We never charge upfront fees. Our fee is only collected when your claim is successfully paid by the state. If we don't recover your money, you owe us nothing.

If the state denies your claim, you owe us nothing. We may be able to help you file an appeal or gather additional documentation if appropriate.

Georgia law requires that claim authorization forms (CDR-2) be notarized to verify your identity and protect property owners from fraud. Any Georgia notary works — most banks and credit unions notarize free for their customers, and Georgia caps the fee at $2. If you prefer to stay home, you can book a ~15-minute online session with our referral partner Proof (~$25, paid directly to Proof).

Remote online notarization (RON) is the optional stay-at-home alternative to visiting a notary in person. It lets you sign and notarize documents over a live video call with a certified notary, and it's legally accepted by the Georgia Department of Revenue. You just need a device with a camera and a valid government-issued photo ID.

Often nothing — most banks and credit unions notarize free for their customers, and Georgia caps a notary’s fee at $2 per signature. The optional online session with Proof costs about $25, paid directly to Proof. Reclaim doesn’t collect the notary fee either way — it’s separate from our contingency fee. (Proof is our referral partner; Reclaim earns a commission at no extra cost to you.)

Nothing changes — one notarized CDR-2 covers your claim at any value. One signing is all your claim needs, no extra trips or appointments.

Typically, you'll need a government-issued photo ID and proof of address. For some claims, additional documentation such as account statements or proof of ownership may be needed. We'll tell you exactly what's required.

Yes. We treat your personal information with the highest level of confidentiality. We only share your information with the Georgia Department of Revenue as required to process your claim.