Questions & Answers

Yes. Reclaim Georgia LLC is a Georgia LLC (GA Secretary of State Control #26062343) registered with the Georgia Department of Revenue as a Claimant Designated Representative (CDR Registration #202400088, issued May 20, 2026, valid through May 20, 2030). You can verify both registrations independently — see our Credentials page.

If you received a personalized letter from Reclaim Georgia about unclaimed property in your name, it was sent by us. The letter includes a QR code, a reference token, and our CDR Registration #. To verify the letter is real, call the Georgia DOR at (855) 329-9863 and ask about the unclaimed-property record for your name — it should match. You can also email us at [email protected] and we will send our CDR certificate the same day.

The Georgia Department of Revenue publishes a list of unclaimed property at gaclaims.unclaimedproperty.com. We scan that public list and match it against publicly available address data so we can mail the rightful owner a notice. We are an independent company — not affiliated with the State of Georgia — that helps owners recover what is already theirs.

For Full-Service Recovery, our contingency fee is just 10% of what we recover — a third of the 30% maximum permitted under O.C.G.A. §44-12-224. You pay nothing up front and nothing unless we recover money. (Georgia also caps bank-deposit recovery fees at 10% under O.C.G.A. §7-1-359; our flat 10% already meets that.) Cash Offer payouts are net of our discount (we pay you less than the full claim value in exchange for taking the filing risk).

Yes. You can always file directly with the Georgia Department of Revenue at no cost. Visit gaclaims.unclaimedproperty.com or call (855) 329-9863. You are never required to use a Claimant Designated Representative, and we will tell you the same thing every time you ask.

For Full-Service Recovery: never up front. Our fee is deducted from the recovery after the State pays you. If we recover nothing, you owe nothing. For a Cash Offer: we pay you, not the other way around.

Typically 30–60 days from the time we file your authorized claim with the Georgia DOR. The State sets the actual processing time and we have no control over it. We will keep you updated through the customer portal.

The Georgia Form UP-CDR2 is the official authorization form that allows a registered Claimant Designated Representative (Reclaim Georgia) to file a claim on your behalf. You sign it once in front of any Georgia notary — your bank usually does it free, and Georgia caps the fee at $2 — and we handle the rest. If you would rather not leave home, a remote online notary session through Proof takes about 15 minutes (~$25, paid directly to Proof).

For Full-Service Recovery, yes — the CDR-2 authorization form requires notarization. Any Georgia notary works: most banks and credit unions notarize free for their customers, and Georgia caps the fee at $2 per signature. If you would rather stay home, we can set you up with a remote online notary session with Proof (formerly notarize.com): about $25, paid directly to Proof at your ~15-minute session — Reclaim never collects it. If you are filing on your own, whether you need a notary depends on your specific claim form — the State tells you on the form.

Yes. You have an unconditional three-business-day right to cancel any CDR-2 engagement or Cash Offer under O.C.G.A. §44-12-234(c). After that window, you may still revoke in writing at any time before funds are disbursed. See the Refund & Cancellation Policy for details.

A Cash Offer is an upfront payment from Reclaim Georgia in exchange for assigning your unclaimed-property claim to us under Georgia Form UP-CDR4. We pay you within 2–5 business days after notarization and take on the filing risk and 30–60 day wait. The cash amount is less than the full claim value (we charge a discount for taking the risk). You can always choose Full-Service Recovery instead and keep the higher net amount.

Speed and certainty. With a Cash Offer you have the money within 2–5 business days after notarization, with no waiting on the State and no risk if the State denies the claim for some reason. With Full-Service, you wait 30–60 days but keep more of the claim. Most people prefer Full-Service; Cash Offer is for owners who need the money fast.

Possibly — depending on the nature of the underlying property. We are not tax advisors. Consult a CPA if you are uncertain.

Three independent ways: (1) Call the Georgia DOR at (855) 329-9863 and ask about your unclaimed-property record. (2) Search your name yourself at gaclaims.unclaimedproperty.com. (3) Email us at [email protected] and we will send our CDR certificate the same day. See also our How-to-Spot-a-Scam page — the same patterns that flag fake mailers (no return address, no CDR #, no verification path, no rescission disclosure, payment up front) we explicitly do the opposite of.

For Full-Service Recovery: your full legal name, address, the last four digits of your SSN (for the CDR-2 notarized form), and a photo ID. All sensitive data is encrypted at rest. See our Privacy Policy for full detail.

The Georgia DOR public unclaimed-property database lists your name. We match that against publicly available address records (the same data any direct-mail company uses). If the address on the letter is outdated, that is unfortunately a side effect of working from public records — call us and we can update it before filing on your behalf.